While YOUR Platform can be held inside a range of third-party SIPP/SSAS plans, the YOUR SIPP is the pension available on the platform.  It is a very cost-effective vehicle to save into for retirement planning and to implement via a range of drawdown options.

The features of the YOUR SIPP are as follows:


Flexible investment strategies and reportingYou can open as many pension accounts on the platform for each client as your planning requires. The SIPP administrator (SECCL) will manage the reporting as under one pension arrangement, but you can ringfence pots and invest in different strategies to best match your clients’ objectives as you plan for, and implement, their retirement journey.
Flexible top up optionsClient or employer regular investments can be made by standing order on any date. Client contributions can also be made by Direct Debit on the 7th, 14th, 21st or 28th.
Full death benefit flexibilityWe give you all the options possible to help you pass on the right pension to the right person at the right time.
Flexible transfersWe can accept crystallised, uncrystallised, partially crystallised, and beneficiary drawdown transfers. Each plan is marked as such and you can open sub-plans within each of these.
Flexible withdrawal optionsUsing one or a combination of the withdrawal options, you can manage your clients’ income to meet any planning needs:

Single or regular tax-free cash payments
Single or regular taxable payments from crystallised funds (FAD)
Small pots optionWe can manage the small pot option for withdrawals.


You can see the full keyfacts document for Pension via YOUR SIPP here.